Instant Auto Explains No-Credit Check Car Loans

At Instant Auto in Lee's Summit, MO, people often ask us, "What is a no-credit car loan?" It's actually quite simple - it's a loan given to people who have no credit, limited credit history, or poor credit. Read on to learn more about getting a car loan with bad credit and see if this type of loan is right for you.  

What Is A No-Credit Check Car Loan?

A no-credit car loan is a loan option for people with limited or poor credit histories. Everyone deserves to be able to buy a car, but traditional auto dealerships typically won’t lend to you if you fall in either of these categories. At Instant Auto, we provide auto financing, so you can drive home in the car you want today. Instead of using a third-party vendor, your loan will be with us, meaning you’ll pay us every month. There’s no credit check necessary, and bad credit is ok! Other terms you might hear for no credit car loans include bad credit loans and buy here pay here car loans. 

The Benefits of No-Credit Check Car Loans

No credit car loans are a good way to get a vehicle if you have trouble qualifying for traditional auto loans. Below, we have broken down the benefits so you can be well informed in regard to no-credit car loans. 

Benefits of a No Credit Check car loan:

  • These loans are fast and hassle-free. In fact, at Instant Auto, you will usually be approved within 30 minutes or less.
  • Even with no, low, or bad credit, you can buy a car with a no-credit check car loan.
  • Making payments on time can help build your credit for the future.
  • Get the transportation you need for your work, family, and other responsibilities, regardless of your past payment record.

Who Is A Candidate for a No Credit Car Loan?

If you’re located in the Kansas City metro area and have a weak or nonexistent credit score, you are a likely candidate for no credit car loans. To qualify for a loan at Instant Auto, you'll need to provide a few things:

  • Proof of a job
  • Utility bill
  • Driver's license
  • Proof of insurance

It really is that simple! At Instant Auto, we help people dealing with credit issues find the right car for their needs.

Visit Your Local No-Credit Check Auto Center Today!

We're proud to be an auto center where you can get a car without worrying about your credit score. We understand that a credit score doesn't measure a person's financial health. If you need a car today, we are here to help! Stop by our stop by one of our locations in Liberty, Lees Summit, or Olathe to check out our inventory of used cars or contact us now to see if you can get approved for a no credit car loan.

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