PRIVACY POLICY

FACTS

WHAT DOES INSTANT AUTO DO WITH YOUR PERSONAL INFORMATION?


WHY?


Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

WHAT?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account Balances and payment history
  • Credit History and Credit Scores

When you are no longer our customer, we continue to share your information as described in this notice

HOW?

We do not sell customer personal data. We also do not allow any personal data to be used by third parties for their own marketing purposes.

However, we do need to share it in some circumstances. These may be to provide you services (e.g., provide financing), or when necessary for our affiliates to provide services to us.


Reasons we can share your personal information

Does Instant Auto share?

Can you limit this sharing?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


YES


NO

For our marketing purposes —

to offer our products and services to you


YES


YES


TO LIMIT OUR SHARING
  • Call 816-524-4000
  • Visit us online: www.instantcreditkc.com

Please note:

When you are new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

QUESTIONS?

Call 816-524-4000 or go to www.instantcreditkc.com


WHO WE ARE


Who is providing this notice?

Instant Auto

WHAT WE DO


How does Instant Auto protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with the federal law. These measures include computer safeguards and secured files and buildings.

How does Instant Auto collect my personal information?

We collect your personal information, for example, when you:

  • Make a payment or give us your contact information
  • Use your credit card or show your driver's license
  • Apply for financing or provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your credit worthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


DEFINITIONS


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include Instant Auto and other dealerships with a Instant Auto name.

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Instant Auto does not share with non-affiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Instant Auto does not jointly market